Insurance and Financial FAQs


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Our Treatment Specialists Are Ready To Help

a woman learns about rehab insurance faqWe know that once you have finally decided to seek help, the last thing you want to do is deal with specifics, such as travel plans, payment options, and the like. That’s where we come into play. Our team of experienced and compassionate admissions counselors is dedicated to keeping the process as simple and stress-free as possible.

From health insurance to all other potential financial options, we will walk you along every step of the way. There is a wide range of options when it comes to covering the cost of addiction treatment. In most cases, your healthcare provider will cover part or all of the cost, from medical detox to inpatient rehab.

Health Insurance Coverage for Addiction Treatment

Many major insurance providers will cover some or all of your treatment costs. Drug and alcohol rehab is considered an essential medical service, and most providers understand that acquiring professional treatment can truly be a matter of life or death. Additionally, the Affordable Care Act has made addiction treatment more widely accessible. It’s important to note that insurance plans will vary significantly regarding the type of treatment covered and the length of coverage.

For example, some plans will cover medical detox and residential rehab for up to six months. In contrast, others might exclusively cover detox for only up to two weeks once every year. Stipulations will vary, and you can simply check your benefits with the Evoke Wellness admissions team.

All you have to do is give us a call and relay your insurance information, and we will let you know what portion of your treatment will be covered. All insurance checks are completely free of charge and non-binding. We understand that this is one of the most important and life-changing decisions you will ever make and that you may want to thoroughly check your options before committing. However, you can rest assured that we will do everything possible to make the entire process as stress-free as possible. 

What if I Don't Have Health Insurance?

If you are uninsured or underinsured, we will work with you to uncover and pursue a more viable option. If you have the financial capability, self-pay may be the most reasonable financial option. Of course, we understand that not everyone can whip out their checkbook and write a check for the total amount—especially not after a long-term battle with substance abuse. In many cases, active addiction leaves people in a place of extreme financial instability. If this is the case, there are other options.

We sometimes offer partial scholarships to those in need—those in life-threatening situations with no alternative financial means. We also offer sliding scale payment options to those with low incomes. To learn more about all of our available options, give us a call today at 866.931.9312.

Our goal is to remove financial worry as quickly as possible and get you focused on treatment and recovery. We address these questions first so you’re not preoccupied with them while you learn, grow, and discover a new life without alcohol or substance use. 

If you're ready to start your journey to recovery, we're here to help.

We Work with Most Major Health Insurance Providers

Evoke Wellness at Miramar representatives communicate with insurers every day to make treatment accessible and affordable for our patients. If you don’t see your insurer on the list below, call us because you could still be covered. This is a partial list of the health insurance providers we work with regularly. All calls are free and confidential. 

Rehab Insurance FAQs

We’ve put together a list of rehab insurance frequently asked questions that you may need answers to:

In-network just means that your insurance provider will cover the cost of whatever treatment plan you are looking into. In-network means it is within your specific treatment network. Out-of-network means that the cost will not be covered in full and may not even be partially covered. However, this doesn’t mean that the treatment option isn’t available to you. Many individuals choose to pay out-of-pocket for a recovery center that is out-of-network, usually because the provided services best meet their personal needs.
To confirm whether your policy will cover the cost of treatment, you can either call your healthcare provider directly or contact us with your information handy. We have extensive experience conducting insurance checks, and we can get an answer to you within a few short minutes. All of our insurance checks are no obligation and completely free of charge.
PPO (Preferred Provider Organization) allows individuals to see providers inside and outside their insurance networks, so long as they have a referral. HMO (Health Maintenance Organization) will enable individuals to choose whichever healthcare provider they feel best suits their personal medical needs. When seeking a specialist outside the designated primary care physician, a referral will be necessary. In short, those with an HMO plan will have more freedom when selecting an addiction treatment center.
Absolutely not. We will gladly check your benefits for free, regardless of whether or not you are ready to commit to treatment. However, if you decide to take the next step, we will begin organizing travel plans immediately. If you are found to be underinsured or uncovered, we will help you sift through other viable payment options.
Many different types of treatment are covered by insurance, depending on the specific policy. Based on the specifics of your personal plan, insurance will often cover the cost of an approved residential facility, outpatient care with a legitimate and reputable provider, medication maintenance, and follow-up counseling services/aftercare.
Having health insurance often makes the process easier, but we understand that those in the grips of active addiction often allow payments to fall by the wayside, and being uninsured is extremely common. We have numerous additional options, from self-pay and private pay to sliding scale options and partial scholarships. Simply give us a call, and we will help determine which option will be the most beneficial to you.

We Are Always Ready to Help

Starting the journey to recovery isn’t easy, but we’re here to help. When you start a medical drug and alcohol detox program, you’ll have the support of a team that cares about your progress and well-being. Evoke Wellness at Miramar gives you a state-of-the-art addiction treatment experience where you can begin the path to a healthier, happier future. Recovery is possible; it’s easier with help.

Call 866.931.9312 today to speak with one of our admissions counselors. We are available 24/7, so you can get the help you need when you need it.